MODULES AND ADD-ON Bought separately, combined freely
Three of them sell to any industry. Two are banking, and they are what give the platform its regulatory depth. The Fraud Prevention add-on screens every payment before it reaches the core. Adding one changes a setting, not the platform, and every one includes AI agents and a copilot on every screen.
API Gateway
One secure front door
Authentication, authorization and usage limits. Keys per partner with rotation and revocation, routing to whichever system answers, every request audited including the refusals, and a developer portal for your partners.
For whoever already has APIs and needs to secure, expose and measure them.
AI Gateway
Governed AI, without exposing the business
One entry point to the models, swappable per use case, and your published APIs turned into governed AI tools through MCP. Spend limits and budgets per customer, every call audited and personal data masked.
For teams taking AI to production and opening their APIs to agents, with control.
API Management
Govern the whole catalogue
Catalogue, versions and publication under your organisation's approval policy, from one to five approvers. Subscriptions with operator approval, deprecation with an announced retirement date, and consumption metered and billable per consumer.
For teams with many APIs and many consumers to coordinate.
Open Banking
Open finance without touching the core
The Open Finance Colombia catalogue under Decree 368 of 2026 and Chapter IX of the SFC, with FAPI 2.0 security, third parties that onboard themselves, customer consent authenticated at the bank itself, and a record of every data access and every refusal. It needs no BIAN and no migration.
For neobanks with no legacy core and banks under an open finance mandate.
BIAN Native
Modernise the core without replacing it
The BIAN v14 catalogue, with 96 domains and 108 business scenarios, and official contracts mapped onto the systems you already run, without touching them. ISO 20022 message transformation, canonical events and a migration operation by operation that can be paused, measured and reversed, and moves forward only on evidence.
For banks modernising a legacy core without stopping the business.
Fraud Prevention
Every payment screened before the core
Screens every payment before it reaches the core, with explainable rules and your fraud model's score, within the maximum time your bank sets. Your team reviews what is held with an AI analyst, and on release the payment goes out exactly once, even if two people approve it at the same time or the core does not confirm it received it.
For banks and fintechs that move payments and want to stop fraud without stopping the business.